Food Processing
These types of operations require a unique blend of coverages to manage the risks associated with bringing the raw material through the processing stage and on to distribution.
An agent's responsibility is to develop an insurance program that first provides for the numerous exposures that could lead to a claim and secondly work within budget. A failure to manage risk effectively can quickly jeopardize the balance sheet. While operations may be similar, it's crucial that each company receive a tailored program designed specifically for them which often includes the cooperation of the owner, comptroller, and the accounting, maintenance, and distribution departments.
We can provide the following essential coverages:
- General Liability
- Commercial Auto
- Property
- Loss of Power / Off Premises Power
- Property of Others
- Spoilage
- Products Recall
- Workers Compensation
- Commercial Umbrella
- Equipment Breakdown / Boiler & Machinery
- Employment Practices Liability
- Crime
- Motor Truck Cargo and Transportation
- Inland Marine
- Pollution Liability
- Foreign Liability
- Flood
- Earthquake
As a food processor, your total out of pocket expenses do not stop after premiums are paid. An experienced agent will be able to offer you options to effectively balance risks, whether via insurance or self-insuring, as well as efficiently process claims, and expertly handle audits.
