Many Insurance Needs. One Agency.
Unions
Union Professional Liability Coverage Hightlights: - Full Prior Acts
- Spousal Liability Included
- Outside Directorship Included
- Personal Injury Coverage
- Employment Related Disputes includes Mental Anguish and Emotional Distress
- Waiver of Retention for prompt claim reporting (under conditions specified in policy)
- Coverage for the entity and the following:
- Directors
- Officers
- Trustees
- Employees
- Shop Stewards
- Business Agents
- Combination Directors & Officers (D&O) and Errors and Omissions (E&O) policy
- Breach of Contract Coverage
- Duty to Defend Coverage
- Pay on Behalf of the Insured
- Individual Labor Leaders Endorsement (optional) - Available with no deductible
- Defense costs in addition to limit of liability (optional)
- Limits up to $5,000,000
Available Coverages:
- Trustee & Fiduciary Liability
- Union Professional Liability
- General Liability
- Property
- Business Automobile
- Workers Compensation
- Umbrella Liability
- Trade School Professional
- Employee Dishonesty
Trustee & Fiduciary Liability Coverage Hightlights:
- Retroactive Date is inception date of the policy (in most cases)
- Liberalized definition of descrimination
- Covered for suits brought by any insured and/or union organization
- Plan administrator is a covered party
- Waiver of Recourse
- 502(c), 502(i), 502(l) Coverage Extensions
- Closing Agreement Program (CAP) Penalty Endorsement
- HIPPA Coverage Extension
- Two (2) year policy available
Note: Not all coverages are available in all states. Please contact us to confirm our program has been approved for your state.
